Eligible veterans, active duty and families
VA loans
$0 down and no monthly mortgage insurance for eligible veterans, service members and their families.
What it usually takes
VA eligibility, income sufficient to cover the mortgage and expenses, and a satisfactory credit profile (lenders set their own standards).
Potential benefits
$0 down payment for eligible borrowers, no private mortgage insurance, competitive interest rates and no prepayment penalty.
Eligibility, limits and terms depend on the program guidelines in effect when you apply and on your full application. This page is general information, not a loan offer.
See if I qualifyOther programs
Conventional loans
Flexible, widely used financing for primary homes, second homes and investment properties.
FHA loans
Lower down payments and flexible credit requirements — one of the most accessible paths to owning.
Jumbo loans
Financing above conforming loan limits for higher-priced homes — up to $10M.