Loan programs
Find the Texas loan that fits.
Every program below is available for Texas homes. Not sure which one is right? Start a pre-approval and we will compare them for your numbers.
Well-qualified buyers, first-time or not
Conventional loans
Flexible, widely used financing for primary homes, second homes and investment properties.
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First-time buyers and anyone rebuilding credit
FHA loans
Lower down payments and flexible credit requirements — one of the most accessible paths to owning.
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Eligible veterans, active duty and families
VA loans
$0 down and no monthly mortgage insurance for eligible veterans, service members and their families.
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Buyers of higher-priced homes
Jumbo loans
Financing above conforming loan limits for higher-priced homes — up to $10M.
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Self-employed borrowers, investors and unique scenarios
Non-QM loans
Alternative qualification paths when your income does not fit standard guidelines.
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Non-US citizens and non-residents
Foreign national loans
Mortgage options for international buyers purchasing a second home or investment property.
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Business owners, freelancers and 1099 earners
Bank statement loans
Designed for self-employed borrowers — eligible programs evaluate bank deposits instead of tax returns.
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Entrepreneurs and business owners
Self-employed programs
Being your own boss should not make financing harder — we compare every qualification path.
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Real estate investors
DSCR loans
Built for real estate investors — qualify on the property's rental cash flow, not personal income.
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Investors and second-home buyers
Investment property loans
Financing for rentals, second homes and portfolio growth.
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Texas homeowners
HELOC & home equity
Access your equity without automatically giving up your first mortgage — under Texas home equity rules.
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Refinance
Lower your rate, shorten your term or access equity by replacing your current loan with a better-fitting one.
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Two or three options side by side, with the real monthly payment for each.