Real estate investors
DSCR loans
Built for real estate investors — qualify on the property's rental cash flow, not personal income.
What it usually takes
Rental income that supports the debt-service coverage ratio, a down payment consistent with investor programs, and a solid credit profile and reserves.
Potential benefits
Qualify on property cash flow rather than personal income, streamlined documentation for investors, and financing for multiple properties over time.
Compare with conventional
Some rentals have a conventional option. We compare conventional, DSCR and other Non-QM structures before you make an offer.
Eligibility, limits and terms depend on the program guidelines in effect when you apply and on your full application. This page is general information, not a loan offer.
See if I qualifyOther programs
Conventional loans
Flexible, widely used financing for primary homes, second homes and investment properties.
FHA loans
Lower down payments and flexible credit requirements — one of the most accessible paths to owning.
VA loans
$0 down and no monthly mortgage insurance for eligible veterans, service members and their families.