Entrepreneurs and business owners
Self-employed programs
Being your own boss should not make financing harder — we compare every qualification path.
Traditional income documentation
Agency or other traditional underwriting may work when tax returns and the applicable income analysis support the loan.
Bank statement
Some Non-QM programs analyze eligible deposits and business-expense factors rather than relying only on taxable net income.
Asset-based
Some programs evaluate eligible liquid or other qualifying assets using program-specific calculations and reserve rules.
Declined elsewhere?
A prior decline does not mean every path is closed. A second review compares the reason for the decline with alternative documentation methods and current guidelines.
Eligibility, limits and terms depend on the program guidelines in effect when you apply and on your full application. This page is general information, not a loan offer.
See if I qualifyOther programs
Conventional loans
Flexible, widely used financing for primary homes, second homes and investment properties.
FHA loans
Lower down payments and flexible credit requirements — one of the most accessible paths to owning.
VA loans
$0 down and no monthly mortgage insurance for eligible veterans, service members and their families.